Working capital calculatorsFour quick tools to gauge how much working capital your business really needs, whether your funding mix is right, how fast your money comes back to you, and the smarter way to fund it. Enter a few figures — results update instantly.
All amounts in ₹ lakhs
Planning to take on more orders? More sales usually means more money locked in stock and customer dues. This tool shows how much extra working capital you will need — and what you will actually earn after paying interest on it.
The extra sales you expect to add in a year
Sales minus material and direct costs, as % of sales
Days your stock (raw material + finished goods) sits before sale
Days of credit your suppliers give you
Days your customers take to pay you
The interest rate at which you can borrow working capital
Working capital you will need
₹41.1 L
To carry 75 days of stock and customer dues on the additional sales.
Net margin after interest cost
₹30.2 L (15.1% of sales)
These additional sales add healthy profit even after funding costs. Arranging ₹41.1 L of working capital in time is the key — delays in funding often mean lost orders.
Need working capital to fund your growth? Visolent Capital offers working capital finance against your receivables — quick decisions, minimal paperwork.
Talk to usResults are indicative, based on the figures you enter, and do not constitute financial advice or an offer of credit. Invoice financing typically funds only a part of each invoice and may carry processing charges. © Visolent Capital.
Working capital and trade finance for established, GST-compliant MSMEs: ₹5 lakh to ₹50 lakh, underwritten on intelligence for faster decisions and fairer pricing.
RBI-registered NBFC · India₹5L – ₹50L ticket bandVIS-Score powered underwriting