Direct MSME lending

Working capital,on demand.

Visolent Capital is a RBI registered Non-Banking Finance Company (NBFC) focussed on providing affordable working capital loans to MSMEs in India. Backed by credit intelligence based on key business metrics, we deliver risk decisions faster and price our loans more fairly. Our customers take a strong liking to our ways of customising working capital solutions.

We focus only on working capital funding and do it well. Meant only for established, GST-compliant MSMEs. Funding in the range of ₹5 to ₹50 lacs.

Apply Now Check your eligibility

₹5L – ₹50L loan value GST-compliant MSMEs Decision in minutes

Facility decision Live underwriting

Meridian Fabricators Pvt. Ltd.

GST-compliant · Manufacturer · Pune, MH

Bill Discounting

45 Days

Quick Cash

60 Days

Bridge Loans

60 Days

Limit Approved

₹32,00,000

Working capital

₹5L₹50L

Decision in 4 minNo personal-loan repackagingPriced to real standing

Three ways to support
cash flows of any business.

Short term business loans, Invoice Discounting and Structured Loans – any of these that efficiently suit your business the best."

Cash flow

Short term business loans

Short-term funding to smoothen cash flows, fund inventory or meet operating expenses. Drawn down as many times as you need and pre-pay without penalties. Credit Limits are set based on what your business can support.

Receivables

Invoice discounting & receivables financing

Unlock value tied up in unpaid invoices. Turn your receivables into cash, the moment you raise an invoice, instead of waiting 30, 60 or 90 days for customers to pay.

Growth Funding

Structured Loans

In business everything cannot be planned. If you have an urgent requirement to fund a growth opportunity, do discuss with us. We will surely make an honest effort to structure a solution for you

Our edge

Lending backed by intelligence.

Our edge is that lending sits on top of Visolent Insights. We read alternate data, GST filing behaviour and credit signals to assess & underwrite thin-file MSMEs that find getting fresh credit line or credit enhancements a challenge. This means faster decisions and credit that reflects real standing and growth prospects, not just value of collateral.

Thin-file friendly

Underwritten basis Promoter background, cash flows and compliances over a given period.

Faster decisions

Preassessment work is already done even before the loan application is submitted.

What we read

GST filing behaviourConsistent

Alternate dataStrong

Credit signalsStable

Credit that reflects real standing

VIS-Score powered underwriting

Decision-ready

Who we built this for

Established, past the start-up stage
A track record of filings and trade, not a pitch deck.
GST-compliant MSME
Your filing behaviour is the strongest signal we read.
Manufacturer, distributor, wholesaler or B2B service
Businesses that need working capital to grow.
Needs in the ₹5L – ₹50L range
Deliberately focused: no personal or consumer loans.

Is Visolent Capital right for you?

We lend to established, GST-compliant MSMEs: typically businesses past the start-up stage with a track record of filings and trade. If you're a manufacturer, distributor, wholesaler or B2B service business that needs working capital to grow, you're exactly who we built this for.

Not sure where you stand? Run a Visolent Insights report on your own business first, then apply for the finance it qualifies you for.

Check your standing with VIS-Profile

Capital, on demand

Fund the next order, not the paperwork.

Working capital and trade finance for established, GST-compliant MSMEs: ₹5 lakh to ₹50 lakh, underwritten on intelligence for faster decisions and fairer pricing.

Apply for finance Check your business standing first

RBI-registered NBFC · India₹5L – ₹50L ticket bandVIS-Score powered underwriting